Once I began at YNAB again within the bygone days of 2016, I had a reasonably commonplace expectation of what my first day can be like—meet the crew, arrange my accounts, and get used to the distant work setup. What I didn’t count on was a fast chat with Probability, our head of operations on the time, that will change how I believed in regards to the job.
Amidst speak about password managers and Slack channels, he stated, “Oh! And since it could be bizarre so that you can maintain paying for YNAB while you’re an worker right here, I’m going to provide you a free subscription.” I watched his shared display as he opened my YNAB account in our help software program and prolonged my subscription to 2078. (I’ll be 90 years previous!)
.avif)
It hadn’t even crossed my thoughts that this is able to be one of many perks of working at YNAB, however after all it was! At that second, I believed it was only a cool gesture, a unusual welcome reward. However as I settled in, I noticed it was far more than that. I used to be strolling right into a tradition the place everybody used YNAB—and that shared expertise was one thing really particular.
A shared language round cash
At YNAB, it’s not nearly utilizing our software program; it’s about embracing a mindset that turns monetary stress into confidence.
From day one, I noticed that all of us converse the identical language in relation to cash. It’s not taboo, it’s not awkward, and it’s actually not one thing we’re afraid to debate. In truth, it’s inspired! We discuss brazenly about how we wish to spend the cash we work exhausting to earn, not in a micromanaging method, however with readability, pleasure, and function.
We’re continuously asking ourselves (and one another) the identical query we ask all YNABers: How do you wish to spend your cash? It’s how we expect, work, and reside.
The primary Monetary Wellness by YNAB consumer: our personal crew
We’ve prolonged that mindset—that spending your cash deserves as a lot consideration as you set into incomes it—to different corporations as properly.
Monetary Wellness by YNAB is a company profit program that provides staff entry to our software program and training, empowering them to do extra with their cash. Many trusted organizations have taken us up on our provide like HelpScout, TheSkimm, and Todoist. (Wait… are we within the huge leagues now?)

But when you concentrate on it, YNAB was truly the first YNAB Wellness consumer. As staff, we get YNAB without cost, and it’s an enormous a part of why our tradition thrives.
The Monetary Wellness profit program isn’t only a profit—it’s a philosophy embedded in how we function. All of us have entry to the identical instruments and language to handle our private funds, which creates a office the place monetary conversations really feel empowering, not nerve-racking. Since we’re inspired to see cash as a chance as an alternative of an impediment, we don’t have the load of cash stress most U.S. staff carry on their shoulders.
As a result of all of us use YNAB, we perceive the impression it may possibly have in your life. We all know the aid of lastly feeling accountable for your cash, and we feature that into our work every single day. The consequence? An organization the place monetary peace of thoughts interprets into extra focus, creativity, and neighborhood.
You’ll be able to have that peace of thoughts at work, too. Extra on that quickly.
A tradition of empowerment and help
This shared understanding of cash makes for a unique type of office. At YNAB, it’s not nearly hitting deadlines or getting via your to-do listing. It’s about making decisions that align along with your objectives—each private {and professional}.
Right here, it’s pure to speak about our monetary wins, challenges, and objectives with one another. It’s by no means uncomfortable, as a result of we’re all utilizing the identical framework to method cash. We actually have a part of our weekly inside e-newsletter that options bucket-list achievements, debt payoffs, and pet adoptions. Ought to we rejoice the wonderful issues cash can do for us?

And that features our struggles with YNAB itself! Certainly one of my favourite Slack channels is #ijustworkhere, the place we brazenly ask questions on the way to use the software program and the way to apply the YNAB methodology to our particular conditions. I find it irresistible as a result of there aren’t any dumb questions. Even those that train YNAB need assistance generally. Altering your relationship with cash is a journey, not a vacation spot!
That degree of help and transparency is one thing I’ve by no means skilled at every other job. Once I speak about saving for a giant buy, coping with an surprising expense, and even the place to search out that hidden software program characteristic, I do know my colleagues get it. We’re all in it collectively, utilizing YNAB to align our cash with what really issues to us.
What in case your office was like this?
Now think about having that very same type of tradition at your office. That’s what Monetary Wellness by YNAB is all about. And when your crew feels financially safe, they present up absolutely, extra centered, and fewer careworn. It’s a win for everybody.
The most effective half? It’s properly throughout the realm of risk. And also you don’t must be an HR chief at your organization to make it occur.
If you wish to carry YNAB to your office, take a look at the Convey YNAB to Work web page. There, you’ll discover all the pieces it’s essential to discuss to your HR crew about including YNAB Wellness as a profit, together with pattern messages which you could copy, paste, customise, and ship to your crew to make the case for including YNAB as a office profit.
.avif)
Why monetary wellness advantages matter
At YNAB, we’ve seen firsthand the impression monetary training and empowerment has on firm tradition. It’s not nearly getting free entry to our software program—it’s about constructing a office the place folks really feel assured and accountable for their cash. And when that occurs, they carry their finest selves to work.
So, how do you wish to spend your well-earned {dollars}? And wouldn’t or not it’s wonderful in case your office helped you reply that?
Able to Convey YNAB to Work? Go to our Convey YNAB to Work web page to begin the dialog along with your HR crew. And in the event you’re the boss or HR chief at your group, you possibly can be taught extra about this system and enroll right here.