Airport lounge entry can remodel an in any other case gruelling layover into a soothing respite. Lounges usually supply free snacks and drinks, free Wi-Fi, comfy seating, work areas, showers, sleep pods and even spa companies. It’s little marvel, then, that for a lot of frequent fliers, lounge entry is an particularly coveted bank card function. Listed below are the most effective airport lounge entry bank cards for frequent travellers in Canada.
Greatest airport lounge entry bank cards
Get $75 Reward Card Supply
Gold: Our high decide total
Scotiabank Passport™ Visa Infinite Card
Get 6 free passes yearly to over 1,200 lounges globally. Plus, pay no international transaction charges when overseas.
Supply ends
Might 01, 2025
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Curiosity Charges:
20.99% buy, 22.99% money advance, 22.99% steadiness switch
Welcome supply:
$300 worth
Earn as much as $1,300 in worth within the first 12 months, together with as much as 40,000 bonus Scene+ factors. To qualify, apply by July 1, 2025.
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Silver: Greatest for luxurious perks
TD Aeroplan Visa Infinite Privilege Card
Comes with limitless entry to premium Maple Leaf Lounges and over 1,200 extra lounges worldwide.
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Curiosity Charges:
20.99% buy, 22.99% money advance, 22.99% steadiness switch
Welcome supply:
$792 worth
Earn a welcome bonus of 20,000 Aeroplan factors whenever you make your first buy along with your new card. Earn a further 35,000 Aeroplan factors whenever you spend $12,000 inside 180 days of Account opening. Circumstances Apply.
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Bronze: Greatest for journey to the U.S.
CIBC Aventura Visa Infinite Card
Get 4 passes yearly to over 1,200 lounges globally. Plus, a Nexus payment rebate each 4 years.
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Curiosity Charges:
20.99% buy, 22.99% money advance, 22.99% steadiness switch
Welcome supply:
$900 worth
Earn as much as $1,450 in worth together with a primary 12 months annual payment rebate.
Greatest lounge entry bank cards overview
Examine key options of common airport lounge entry playing cards in Canada. Preserve scrolling for our editors’ high picks.
| Annual payment | Free lounge visits per 12 months | Free visitor entry | Variety of lounges | Advisable revenue | Advisable credit score rating | Apply now (featured playing cards solely) |
|
|---|---|---|---|---|---|---|---|
Scotiabank Passport Visa Infinite |
$150 | 6 passes: Visa Airport Companion (DragonPass) | Sure | 1,200 | $60,000 per 12 months | 725 or increased | Go to website |
| TD Aeroplan Visa Infinite Privilege
|
$599 | Limitless passes: Maple Leaf Lounges
6 passes: Visa Airport Companion (DragonPass) |
Sure | 23 Maple Leaf (Entry excludes Air Canada Signature Suites and lounges operated by third events, akin to Star Alliance member airways)
1,200 |
$150,000 per 12 months | 680 or increased | Go to website |
| American Specific The Platinum Card
|
$799 | Limitless passes: Amex International Lounge Assortment (Precedence Move, Plaza Premium, Centurion) | Sure | 1,400 | None specified | 760 or increased | Go to website |
BMO Ascend World Elite Mastercard |
$150 | 4 passes: Mastercard Journey Move (DragonPass) | Sure | 1,300 | $80,000 per 12 months | 760 or increased | Go to website |
| CIBC Aventura Visa Infinite
|
$139 | 4 passes: Visa Airport Companion (DragonPass) | Sure | 1,200 | $60,000 per 12 months | 760 or increased | Go to website |
Rogers Crimson World Elite Mastercard |
$0 | 0 passes: Mastercard Journey Move (DragonPass) | No | 1,300 | $80,000 per 12 months | 725 or increased | Go to website |
MoneySense award winners
Try the professionals and cons of the highest three airport lounge entry bank cards, in addition to the most effective American Specific and no-fee card choices.
Gold: Scotiabank Passport Visa Infinite
At a look: Among the many hottest airport lounge bank cards, the Scotiabank Passport Visa Infinite is the most effective of the most effective—providing six free visits per 12 months. Including to its travel-friendly attract is the truth that it’s one of many few playing cards in Canada that doesn’t cost the standard 2.5% international transaction (FX) payment.
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Scotiabank Passport Visa Infinite
Annual payment: $150
Welcome supply: Earn as much as $1,100 in worth within the first 12 months, together with as much as 40,000 bonus Scene+ factors. Supply ends July 1, 2025.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on steadiness transfers |
| Earnings required | Private revenue of $60,000 per 12 months or family revenue of $100,000 per 12 months |
| Credit score rating | 725 or increased |
| Level worth | 1 Scene+ level = $0.01 when redeemed for journey on any airline or lodge (together with Airbnbs). |
Silver: TD Aeroplan Visa Infinite Privilege
At a look: For Aeroplan factors collectors who need an elevated airport expertise, the TD Aeroplan Visa Infinite Privilege bank card generally is a nice journey companion. That is the most effective bank card to supply entry to luxurious airport lounges. It’s filled with journey advantages like limitless free entry to Maple Leaf Lounges all through North America.
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TD Aeroplan Visa Infinite Privilege
Annual payment: $599
Welcome supply: Earn as much as $3,000 in worth together with as much as 85,000 Aeroplan factors. Circumstances apply.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on steadiness transfers, 22.99% on money advances |
| Earnings required | Private revenue of $150,000 or family revenue of $200,000 |
| Credit score rating | 680 or increased (advisable) |
| Anniversary bonus | Earn a one-time bonus of 30,000 Aeroplan factors whenever you spend no less than $24,000 inside 12 months of opening the account. Circumstances apply. |
| Level worth | Aeroplan factors are value $0.02 on common |
Execs
- Airport lounge entry: Get limitless entry to Maple Leaf Lounges for you and a visitor, and 6 free visits per 12 months to over 1,200 airport lounges.
- Journey insurance coverage: Get 31 days of protection for journey medical (for these underneath 65), versus the extra frequent 15-21 days. Additionally get protection for journey interruptions, flight delays, baggage, rental vehicles and extra.
- Nexus payment rebate: Get pleasure from a Nexus utility payment rebate of as much as $100 each two years.
- Journey perks: Get precedence check-ins, boarding, baggage dealing with, airport upgrades, and airport standby. Additionally, get an annual round-trip companion move and free checked luggage on Air Canada.
Cons
- Greatest for Air Canada flyers: Greatest rewards worth when redeeming for Air Canada flights. And plenty of journey advantages (like precedence check-in and boarding) solely apply to flights operated by Air Canada.
- Excessive annual payment: The payment may be very steep even for a premium card with many perks. The extra cardholder payment of $199 can be excessive.
- Excessive revenue requirement: The necessities are very excessive in comparison with different playing cards.
Bronze: CIBC Aventura Visa Infinite
At a look: The CIBC Aventura Visa Infinite is the most effective airport lounge entry card for frequent travellers to the U.S. Take into account this card in the event you usually go to the U.S. for holidays, work journeys or household visits. The cardboard contains membership within the Visa Airport Companion Program and likewise provides you 4 free lounge visits per 12 months. Each 4 years, you get an announcement credit score of as much as $100 in direction of a Nexus utility payment.
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CIBC Aventura Visa Infinite
Annual payment: $139
Welcome supply: Earn as much as $1,450 in worth, together with a primary 12 months annual payment rebate.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on steadiness transfers |
| Earnings required | Private revenue of $60,000 or family revenue of $100,000 |
| Credit score rating | 760 or increased |
| Level worth | 1 level= $0.01 on common |
Greatest Mastercard possibility: BMO Ascend World Elite Mastercard
At a look: If you happen to’re an occasional traveller, the BMO Ascend World Elite Mastercard could also be a good selection to get you airport lounge entry. If you end up in an airport even just some occasions a 12 months, you’ll respect that this card gives free membership within the Mastercard Journey Move program offered by DragonPass, with 4 free lounge passes a 12 months.
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BMO Ascend World Elite Mastercard
Annual payment: $150
Welcome supply: Earn as much as 100,000 factors
Card particulars
| Rates of interest | Rates of interest: 21.99% on purchases, 23.99% on steadiness transfers, 23.99% on money advances |
| Earnings required | Private revenue of $80,000 or family revenue of $150,000 |
| Credit score rating | 760 or increased |
| Level worth | 1 BMO Rewards level = $0.0067 when redeemed for journey |
Greatest American Specific possibility: The Platinum Card
At a look: If you happen to’re after the most effective journey bank card in Canada with lounge entry advantages, contemplate The Platinum Card. It’s one of the vital costly premium bank cards in Canada, however the $799 annual payment will get you entry to essentially the most complete and amenity-laden collection of airport lounges worldwide, together with top-tier American Specific Centurion Lounges. Relying on the lounge, cardholders could have a vast variety of free visits and may also deliver one companion with them at no extra price.
American Specific Platinum
Annual payment: $799
Welcome supply: Earn as much as 100,000 Membership Rewards factors ($1,000 worth).
Card particulars
| Rates of interest | N/A (as a cost card, you’re required to repay your steadiness in full each month) |
| Earnings required | None |
| Credit score rating | 760 or increased |
| Anniversary bonus | $200 annual eating credit score to make use of at a curated checklist of Canada’s high eating places. Plus, $200 annual journey credit score when reserving by way of American Specific Journey On-line. |
| Level worth | 1 Amex Membership Rewards level = $0.01 when redeemed with the Versatile Factors Journey Program, $0.015 on common with the Mounted Factors Journey Program, and as much as $0.02 with airline factors transfers |
Greatest no payment possibility: Rogers Crimson World Elite Mastercard
At a look: If you happen to’re on the lookout for a bank card with lounge entry and no annual payment, the Rogers Crimson World Elite Mastercard is the best choice. Get entry to over 1,300 lounges worldwide for simply USD$32 per particular person per go to. Plus, get journey insurance coverage and perks like 3% money again on all U.S. greenback purchases (offsetting foreign exchange charges) and the best base earn price of any no-fee card in Canada.
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Rogers Crimson World Elite Mastercard
Annual payment: $0
Welcome supply: None right now.
Card particulars
| Rates of interest | 25.99% on purchases, 27.99% on money advances, 27.99% on steadiness transfers |
| Earnings required | $80,000 per 12 months |
| Credit score rating | 725 or increased |
Execs
- Airport lounge entry: Complimentary membership to Mastercard Journey Move giving entry to over 1,300 lounges for $32 USD per particular person per go to.
- Journey insurance coverage: Comes with six varieties of protection, together with emergency medical, journey cancellation and automotive rental injury protection—a uncommon perk for a no-fee card.
- Offset foreign exchange charges on U.S. purchases: Earn 3% money again on all purchases made in U.S. {dollars}, each in-person and on-line, which is sufficient to offset the standard 2.5% international transaction payment charged by most bank cards.
- Excessive base price: The 1.5% base earn price is increased than some other no-fee card in Canada. Plus, in contrast to most playing cards, there are not any earnings caps.
- Buyer bonus: Rogers, Fido and Shaw clients earn a further 0.5% on all purchases (for a complete of two%). Plus, these clients get a 1.5x redemption bonus when making use of their money again rewards to invoice funds with Rogers, Fido and Shaw.
Cons
- Flat earn price: Different playing cards supply increased earn charges on choose classes, which may make it easier to reap extra rewards, relying in your spending habits.
Airport lounge applications in Canada: a comparability
Questioning which lounges you possibly can truly go to along with your lounge passes? Bank cards in Canada supply entry to a number of of the next airport lounge applications:
| Program | Variety of lounges | Bank cards with lounge entry | Key particulars |
|---|---|---|---|
| Air Canada Maple Leaf Lounges | 16 throughout North America and Europe | Aeroplan co-branded premium bank cards | Maple Leaf Lounges can solely be utilized by clients departing on flights operated by Air Canada, Air Canada Rouge, Air Canada Specific or a Star Alliance accomplice airline. |
| Plaza Premium Lounge | 250+ worldwide | N/A | Obtainable for bookings by the hour, however included in DragonPass and Precedence Move membership. |
| DragonPass | 1,300+ worldwide | World Credit cards, World Elite Credit cards (through the Mastercard Journey Move program)
Visa Infinite, Visa Infinite Privilege playing cards (through the Visa Airport Companion program) |
Contains entry to Plaza Premium lounges in Canada, in addition to a whole bunch of various lounge applications worldwide.
Cardholders can normally use their free passes for themselves and for a visitor, however guidelines fluctuate by lounge. |
| Precedence Move | 1,600+ worldwide | American Specific (through the American Specific International Lounge Assortment) | Contains entry to Plaza Premium lounges in Canada, in addition to a whole bunch of various lounge applications worldwide.
Cardholders can normally use their free passes for themselves and for a visitor, however guidelines fluctuate by lounge. |
| Centurion Lounges | 40+ worldwide | American Specific (through the American Specific International Lounge Assortment) | Centurion Lounges usually function high-quality meals and elevated facilities like spa companies, nap pods and showers. |
What makes a bank card with lounge entry so useful?
If it’s not supplied as a free perk along with your bank card, you’ll need to pay for airport lounge entry.
Air Canada gives three tiers of Maple Leaf Membership memberships. Prices vary from $375 to $665 per 12 months. Members can deliver friends alongside at $59 per go to per visitor. Nonetheless, Air Canada has briefly suspended the sale of memberships to Maple Leaf Membership, and there’s no indication when it’s going to resume promoting them.
Precedence Move memberships vary from USD$99 per 12 months for a Commonplace membership to USD$469 per 12 months for a Status membership. The previous comes with zero free lounge visits—members pay $USD35 per go to, the identical as friends. In the meantime, Status members get limitless complimentary visits.
The prices of DragonPass memberships are comparable: charges vary from USD $99 per 12 months for a Traditional membership (which incorporates one free lounge go to) to USD$429 for a Status membership (which comes with limitless lounge entry).
For Plaza Premium lounges, you may get a move for a set variety of visits. For instance, in Canada, you should purchase a five-visit move for USD$155. Otherwise you ebook by the hour. The Plaza Premium Lounge at Toronto Pearson Airport, for instance, prices $66.68 for a two-hour go to.
If you’d like free lounge entry, your choices are extra restricted. First-class passengers could get entry as a part of their ticket advantages, and Air Canada’s Aeroplan program gives entry to Elite members who’ve reached an eligible standing stage. For frequent travellers, carrying an airport lounge bank card would be the easiest and most cost-effective approach to get this premium perk.
Are airport lounge entry bank cards value it?
Airports have a captive buyer base, they usually understand it: meals and beverage costs at airports can border on daylight theft, and it’s not exhausting to spend $10 to $40 per particular person on meals and drinks. This alone may justify the price of lounge entry, the place meals, drinks, and alcohol are complimentary.
If you happen to journey with a variety of carry-on baggage, fly long-haul, or have a protracted layover, airport lounges are additionally a much-needed sanctuary the place you possibly can clean up with a bathe, atone for work, or just take a nap.
the price of airport lounge applications talked about above, every lounge move included along with your bank card may very well be value USD$25 on common. So if you recognize you’ll use them, lounge entry bank cards are undoubtedly value it.
How to decide on a lounge entry bank card
Questioning which bank card with lounge entry gives you the most effective worth? Listed below are a few issues to think about when making your alternative.
How continuously do you fly? Take into consideration how usually you’ll actually use the lounge passes that include a bank card. If you happen to solely journey a few times a 12 months, the 4 passes supplied by BMO Ascend World Elite Mastercard or CIBC Aventura Visa Infinite will possible be adequate. Alternatively, in the event you fly greater than as soon as a month and have loads of layovers in your journeys, a card with limitless lounge entry just like the American Specific Platinum Card may very well be properly definitely worth the premium.
Does the lounge program match your journey habits? Not all lounges are equal, and gaining access to extra lounges doesn’t imply better worth. As an example, on the subject of DragonPass vs Precedence Move, each memberships embody entry to the favored Plaza Premium Lounge community in addition to extra unique airline lounges — however entry isn’t assured, particularly at busy airports or peak journey occasions.
If you happen to primarily fly with Air Canada and its companions round North America, the TD Aeroplan Visa Infinite Privilege may supply better consolation with entry to Maple Leaf Lounges.
What different journey bank card advantages do you worth? A bank card with no international transaction payment just like the Scotiabank Passport Visa Infinite can prevent a tidy sum on abroad purchases, whereas a card bundled with strong journey insurance coverage protects you in opposition to unexpected journey hiccups.
