For the uninitiated, Fave has been round since 2017 and gives a possibility so that you can earn each bank card rewards and cashback each time you pay.
However for those who didn’t already know, Fave is extra than simply QR code funds.
I’ve been utilizing this to triple dip my rewards i.e.
- Earn miles on bank card – even for when the service provider doesn’t settle for Mastercard or Visa
- Obtain on the spot cashback – to offset my subsequent transaction
- Get extra reductions and financial savings by means of Fave Offers, eCards and Reward Playing cards
In the present day, I’ll allow you to in on this hack and share with you the other ways you need to use Fave to save lots of and earn extra rewards.
FavePay vs. Offers vs. eCards vs. Reward Playing cards
All the Fave ecosystem has grown past simply QR codes and offers.
Right here’s an summary of how you need to use Fave as we speak:
- Make in-person QR code funds with FavePay for immediate cashback and bank card rewards
- Search for unique Fave Offers for on-line or bodily retailer redemption
- Buy discounted eCards to scale back your invoice
- Purchase Fave Reward Playing cards for your self or your folks, for use straight with the respective model(s)
Right here’s how one can take advantage of out of Fave.
Tip 1: Make QR code funds with FavePay for immediate cashback and bank card rewards
Each time I see individuals scan the SG QR code to pay for his or her transaction, I at all times surprise in the event that they know they’ll choose FavePay as a substitute — because it comes with higher advantages.
The SGQR code lets you use quite a lot of cost choices – DBS PayLah, OCBC, UOB TMRW, Seize, Nets, and so forth. However not all cost strategies will provide you with bank card rewards, particularly because you’re paying through debit, or Seize which counts as an e-wallet top-up (and that’s usually excluded from miles or cashback).
Psst, do you know? In case you use DBS PayLah, GooglePay, UOB TMRW or Singtel Sprint, you can even get service provider cashback if the service provider accepts Fave! However you’ll not earn miles that approach.
I guess these individuals most likely don’t know that in the event that they pay by means of Fave as a substitute, they’ll earn their candy bank card factors. They might not even know the Fave app exists.
That’s as a result of while you hyperlink your most well-liked bank card(s) with FavePay, it lets you convert an offline spend into a web based expense that may concurrently earn your bank card rewards.
Notice: Paying by means of the Fave will code the transaction as a web based one, whereas retaining the underlying service provider class code (MCC). Thus, you’ll be able to proceed to make use of your favorite class bank card to make sure that you get most cashback or miles.
So the subsequent time you see the SGQR code with the Fave emblem (consult with picture above), use FavePay to make cost as a substitute in an effort to earn each on the spot companion cashback and bank card rewards!
Even higher can be the under excellent state of affairs:
| Accomplice cashback | As much as 20% |
| Bank card rewards | 4 miles per greenback or 8 – 10% cashback |
That’s as a result of every time you pay with Fave, you additionally get an on the spot companion cashback (of as much as 20%) which will be utilised to offset future transactions on the identical retailer. In case you frequent the service provider pretty usually, this shouldn’t be an issue for you as a lot of the companion cashback are legitimate for 90 days.
Listed below are some widespread FavePay retailers you can begin utilizing FavePay with:
- Breadtalk (3% Cashback)
- Gongcha (8% Cashback)
- Jolibee (5% Cashback)
- Sakae Sushi (5% Cashback)
- Nan Yang Dao (3% Cashback)
- Dian Xiao Er (3% Cashback)
- Fei Fei Wanton Noodles (10% Cashback)
- Achieve Metropolis (1% Cashback)
- Harvey Norman (1% Cashback)
- Marks and Spencer (2% Cashback)
- Poke Principle (5% Cashback)
In case you frequent any of the above retailers, you’d need to obtain the app onto your telephone now so that you’ll not miss out on the cashback (which it’s best to have gotten all this whereas)!
Get $5 off your first transaction (min. spend: S$15) with the code FAVENEWBB5 (click on right here) from now till 31 October 2024.
Tip 2: Take a look at unique Fave Offers for on-line or bodily retailer redemption
Everybody loves lobangs, particularly unique ones that you could’t discover elsewhere.
You’ll discover that in Fave Offers, which is unique to the Fave platform so that you can buy for on-line or bodily retailer redemptions. This wants just a little scrolling (or you’ll be able to simply seek for your favorite retailers), however for what it’s value, it can save you as much as 90% off on sure offers throughout meals and drinks, magnificence and wellness, actions or different retail retailers.
As an illustration, mother and father would most likely respect the Timezone deal, the place we get to save lots of $30 and get $80 value of Timezone credit (sufficient to maintain my youngsters joyful for at the least 3 visits). I additionally noticed offers for magnificence and therapeutic massage companies on the app. Since I don’t have a daily therapeutic massage place or therapist that I frequent, I respect these offers that permit me to ease my physique aches (sigh, I’m getting previous liao) at a trial value.
You’ll be able to even snag offers equivalent to 1-for-1 drinks at Gong Cha and Coconut Queen, or perhaps a 1-Day Health club and Yoga Cross (2 Pax) going for a steal at simply $9!
Tip 3: Buy discounted eCards to scale back your invoice
I had just a few latest encounters with Fave that confirmed me the ability of those discounted eCards.
The primary time it occurred was once I was eating at Morganfield’s. I observed there was an choice to pay through FavePay, so I went to scan the QR code and the app instantly prompted me that there was a $2 Morganfield’s eCard for $8 worth that I may buy. This then decreased my invoice from $51.99 right down to $45.99 i.e. an on the spot $6 financial savings for little or no effort!
Fave eCards are discounted vouchers accessible at over 1,400 shops islandwide. These can be utilized concurrently throughout your FavePay checkout for optimum financial savings.
Some widespread eCards trending on the app proper now embody:
- WELCIA-BHG – Pay $95, Get $100
- BHG – Pay $77, Get $88
- Kei Kaisendon – Pay $27, Get $30
- Lovet – Pay $140, Get $150
- Teo Heng KTV Studio – Pay $92, Get $100
Begin making it a behavior to pay with FavePay everytime you see the QR code, and also you may be stunned by the financial savings you will get!
Tip 4: Purchase Fave Reward Playing cards strategically!
In case you store at Amazon Singapore, FairPrice, Foodpanda, Deliveroo, Lazada or Zalora, you would possibly need to begin shopping for reward playing cards on Fave to offset your spending.
That’s as a result of Fave offers Reward Playing cards which might be usually bought at a reduction, permitting you to save lots of immediately on on a regular basis bills with minimal effort. Or, for some manufacturers, Fave awards you with Fave Cashback simply from buying a Reward Card.
Reward Playing cards differ from Fave eCards as you shouldn’t have to make use of them by means of FavePay; as a substitute, you need to use them on the service provider’s personal web site or retailer!
In case you’re as budget-conscious as I’m, you might have additionally observed that many of those retailers concurrently provide reward playing cards or vouchers on different platforms equivalent to ShopBack or HeyMax.
So how do you determine the place to buy from?
That basically boils right down to what you worth extra.
I’ll use Amazon.sg’s reward card for instance:
| Fave | HeyMax | ShopBack | |
| Financial savings | No (or as much as 10% reductions throughout sure promo durations) |
No | No |
| Cashback | 3% cashback
(as much as 6% cashback throughout promo interval) |
3-4 Max Miles on Mondays | Sure |
| Bank card rewards | Sure | Sure | Sure |
Miles chasers might want to get Amazon reward vouchers off HeyMax, since that offers you extra mileage (pun supposed). However for those who care extra concerning the absolute {dollars} you’re paying, then shopping for it by means of Fave would seemingly be your best choice.
Throughout double-digit campaigns, you can even anticipate upsized cashback on Amazon Reward Playing cards. As an illustration, I snagged a ten% off Amazon reward card final month and shared about it on my Instagram right here.
All of it provides up!
From 8 to 11 September 2024, get pleasure from an unique 6% Fave Cashback on purchases of Amazon Contemporary or Amazon.sg reward playing cards by utilizing the code AMAZONFAVESEPDD.
In case you didn’t snag that, fret not as a result of from now to 30 September (or whereas provides final), you’ll be able to obtain an on the spot 3% Fave Cashback with the code, AMAZONFAVE.
Psst, I’ve heard from the Fave staff that extra reward card manufacturers shall be added later this month. So, for all of your end-of-year buying, you’ll know simply the place to go!
What are one of the best playing cards to make use of with Fave?
Okay, now that you recognize the secrets and techniques of methods to maximise the app, let’s discuss which playing cards to make use of strategically with Fave in order that we are able to earn much more from our bank cards.
As a reminder, Fave converts your offline spending into on-line ones, however retains the underlying MCC. Therefore, one of the best miles playing cards to make use of can be:
Necessary be aware: do NOT make the error of utilizing your DBS Girl’s World card with Fave, as Fave is excluded by DBS and won’t earn you the 4 mpd price regardless of it being a web based spend!
For you cashback lovers, one of the best cashback playing cards to pair with Fave can be:
| Card | Class |
| UOB EVOL (10% cashback) | On-line spend |
| HSBC Stay+ (8% cashback till 31 Dec 2024) | Eating and buying |
| DBS Stay Contemporary (6% cashback) | Procuring |
| UOB Absolute Cashback (1.7% cashback) | All |
| Citi Cashback+ (1.6% cashback) | All |
| Normal Chartered Merely Money (1.5% cashback) | All |
At the same time as we grapple with inflation and rising price of residing, there are nonetheless methods to get extra out of your on a regular basis spending while you study to be strategic about utilizing options like Fave.
Now that we’re residing in an period the place we not must accept simply incomes bank card factors alone, what’s stopping you from triple dipping your rewards?
Miles + cashback + reductions = that seems like a superb mixture to me.
That’s why I’ll be utilizing Fave every time the chance arises.
How about you?
Sponsored Message
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Restricted to the primary 1,000 BB readers solely.This provide is relevant for each new and present Fave prospects who've but to transact on the app earlier than.
Disclosure: This text was written in collaboration with Fave, whose staff fact-checked to make sure accuracy in all of the rewards I’ve written about.
