Life’s largest occasions usually include pleasure, pleasure, and… ahem… cash stress.
A lot of this overwhelm stems from the prices that pile up with these new chapters. Wait, how a lot do diapers price? And why is a marriage cake priced by the slice? It may really feel such as you’re always making an attempt to foretell future bills with out sufficient info… solely to seek out out that when the payments lastly are available, they’re larger than anticipated.
Think about you’re about to climb an epic mountain. You recognize the view from the highest will likely be completely beautiful. You’ve bought new mountaineering boots, a survival whistle, a half-eaten protein bar—and, uh-oh, no bear spray—however you’re decided to succeed in the summit. The true downside? You don’t have a map.
So as an alternative of following a transparent path, you’re stumbling over jagged rocks, clawing by way of tangled branches, and praying the summit is someplace near the path you’re heading. Each step feels tougher. Your legs burn, mosquitos are swarming your face, and worst of all, you’re misplaced and working low on water. That magical journey? It’s turning right into a depressing, sweaty battle.
Would you climb a mountain with out a map? In fact not. You’re a YNABer. A great map provides you a transparent path, helps you keep away from the pointless struggles, and makes positive you attain the highest with vitality (and a smile) to spare.
That’s the place YNAB Templates are available!

What are YNAB Templates?
We’ve created a gallery of pre-made templates that may be imported straight into your YNAB. Image it like this: one other savvy YNABer has already charted a course for you, and you’ll customise the route to suit your plans.
YNAB Templates are simple, easy-to-follow guides that offer you a strong start line. They arrive pre-filled with classes you’ll probably want, and a few even embody instance quantities. Voilà—immediate setup!
You’ll be able to import the template into your current funds or add the classes to a brand-new spending plan. You even have the choice to pick which classes you need to embody. It’s all about making it be just right for you.
Why use a YNAB Template?
Feeling overwhelmed by the bills of a brand new life occasion? YNAB Templates are right here to Begin! Your! Engine!
- Save time: Begin your subsequent large journey with a plan already in place—no wandering off the path (except, in fact, you need to!).
- Get impressed: Why construct a class from scratch for those who don’t need to? Check out how others have paved the way in which first. See their class set-ups and instance quantities.
- Customise with ease: No sweaty battle right here. Begin with a YNAB template as your strong basis, then simply rename classes, add or take away them to suit your wants, set new targets, and even sprinkle in emojis that talk to you.
- Pay it ahead: Are you cheerful dancing about how YNAB made your wedding ceremony, transfer, house-buying, child, fill-in-the-blank simpler?! Now you may share templates with family and friends who’ve a life occasion upcoming to present them that peace of thoughts you understand so effectively.
Who’re YNAB Templates for?
New YNABers. Seasoned YNABers. Each YNABer in between. You!
For those who’re new to YNAB, templates are excellent for getting began with out the overwhelm. Consider them as your GPS, mapping out a transparent path so you may arrange your personal plan with confidence.
For seasoned YNABers, templates might be a good way to sort out new monetary objectives, plan for all times adjustments, or discover new prospects.
You’re dreaming large, and we’re right here for it. Whether or not you’re planning a marriage, welcoming a child, or dwelling your finest life on trip, these templates can assist.
How do YNAB Templates work?
Presently, YNAB Templates can be found completely on the net app. (Cell customers—we hope to combine this extra absolutely within the days to return!)
Right here’s the way it works:
- Discover a template. Browse our gallery and scan the classes.
- Import it into your YNAB. You received’t overwrite an current funds, don’t fear!
- Customise it to suit your wants. Rearrange classes, set your personal targets, and make the template your personal!
New to YNAB? You’ll be prompted to create an account, undergo our onboarding course of, after which add the template to your funds.
Then, you understand what to do: begin giving each greenback a job, and also you’ll be in your solution to conquering that monetary mountain very quickly.
Planning for main life occasions—and past!
Whether or not you are model new to YNAB or have been with us for years, YNAB templates gives you contemporary concepts on learn how to manage and handle your cash.
We wager you’ll provide you with inventive methods to make use of these templates past main life occasions (hiya, vacation present planning!). Plus, we’d love to listen to your success tales—possibly your good template might make it into our gallery at some point!
Prepared to present YNAB Templates a take a look at drive? Do Bear Grylls proud and survive that mountaineering journey. Or these residence renovations. Or that dream of parenting. You bought this!